BATON ROUGE, La. — Today, Gov. 约翰·贝尔·爱德华兹宣布了一项新的路易斯安那州贷款组合担保计划, which will offer loans of up to $100,为路易斯安那州受COVID-19危机影响的员工不到100人的小企业提供了1000万美元. To help Main Street and rural businesses sustain operations, 这些贷款将在180天内不需要偿还，利率低于市场水平，不超过3%.5 percent.
The Loan Portfolio Guaranty Program, or LPGP, is a partnership of Louisiana Economic Development, which will provide a loan guaranty fund; the Louisiana Bankers Association, whose membership will provide the loans; and the Louisiana Public Facilities Authority, which will administer the program. 总计5000万美元的贷款池将迅速拨给路易斯安那州各地符合条件的小企业.
“Time and again, 路易斯安那人表现出了在危机时刻帮助邻居的愿望和承诺,” Gov. Edwards said. “贷款组合担保计划是这项服务的另一个很好的例子. So far, 亚美手机版得到了路易斯安那州30多家银行的承诺，他们同意参与这个项目. 亚美手机版相信，这将有助于帮助亚美手机版的小企业从COVID-19危机中恢复过来.”
The Louisiana loan program partners — LED, LBA和LPFA -设想帮助小型企业满足在2019冠状病毒病大流行期间和之后运营公司的关键需求.
“这个计划的美妙之处在于，亚美手机版不会与美国银行提供的基本金融产品竞争.S. 小企业管理局——亚美手机版正在对小企业管理局进行补充。. “Our bankers know their customers well. 他们对LPFA有信心以专业的方式管理这个项目, proactive manner; and they have the further confidence of an LED loan guaranty fund that will enhance the security of these loans.”
LPGP loans will provide up to $100,为受COVID-19影响的小型企业提供6万美元的即时融资，以帮助他们支付工资, retain employees, pay their rent and mortgages, and keep their lights on and their doors open. Interested businesses may find loan details at OpportunityLouisiana.com/covid19, 随着各银行完成参与协议，参与银行的名单将于周五公布在网站上.
“Louisiana banks play an important role in economic activity, and continue to do so during disaster recovery,” said Louisiana Bankers Association CEO Robert Taylor. “路易斯安那州经济发展局和路易斯安那州公共设施管理局在小企业贷款担保项目上所做的工作是伟大的. 亚美手机版很高兴有机会将计划细节告知全州的所有银行家. The can-do spirit of everyone involved has been very positive.”
“LPFA在帮助路易斯安那州度过一些最具挑战性的时期方面有着悠久的历史,” said President and CEO James W. Parks II of the Louisiana Public Facilities Authority. “我很高兴LPFA的经验和能力使亚美手机版能够迅速推进这个项目. Access to funding for Louisiana businesses is a priority, 通过与路易斯安那州的银行界合作，亚美手机版可以在路易斯安那州做出贷款决定. 这项国家担保计划将利用现有资金，提高资格.”
Through the program, 银行将可以灵活地将贷款期限延长至多5年, 而利率将低于常规商业贷款利率，不高于3%.5 percent. To date, 参与该计划的银行已要求为通过LPGP提供的5,000万美元贷款能力中的约三分之二提供拨款.
其他有兴趣参与的贷款人可以拨打业务发展经理Kelly Raney的电话225与LED联系.342.0411 or by emailing [email protected].
About LED
路易斯安那州经济发展部负责加强该州的商业环境，创造一个更有活力的路易斯安那州经济. LED为路易斯安那州人民创造了就业机会和经济机会, and promotes business opportunity for employers of all sizes. In 2019, LED吸引了80多个新的经济发展项目，代表了12个,300 new jobs, 15,500 retained jobs and over $8.4 billion in new capital investment. LED’s Small Business Services team assisted more than 9,500 Louisiana small businesses and entrepreneurs in 2019. For more information, visit OpportunityLouisiana.com.
About LBA
路易斯安那银行家协会是路易斯安那州商业银行和储蓄机构的专业贸易组织. Founded in 1900, the LBA works to provide advocacy, communication, education and other services to its member institutions, and to provide banking information to the general public. For more information, visit LBA.org.
About LPFA
路易斯安那州公共设施管理局是一个自给自足的公共信托和公共公司，发行应税和免税债券，为全州的项目提供资金. LPFA finances industrial and economic development projects; and provides low-cost funding for hospitals and hospital equipment, universities and other educational facilities, 以及州和地方政府单位的基本项目. LPFA没有从国家获得任何运营资金. To learn more about the LPFA, visit LPFA.com.
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